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Is business insurance a good idea for a small design company?

I have a small design company (sub-s; only two employees, me and my partner) and I keep hearing from friends/colleagues that getting business insurance is a must, since we might be liable for a lot of weird issues (websites being hacked, bad printing, bad contracts, etc.)

So is it really a good idea to get and if so, where do I go to begin? costs? issues? etc?

Answer by Crystal
I sell insurance and the answer is yes you need it, it is to protect you your business agianst acts of nature not under your control…..like, flooding, freeway construction (customers not being able to get to your business). Its is a must for any business owner. You will have to call your agent a get a quote and he or she will work out the specifics with you. Premiums are collected first in a down payment and will be annually. Your agent will alos be able to go over the limits or coverage amounts with you.

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I am in IC design industry and want to make a switch to business career. What should I do?

I have 10 years of semiconductor industry experience in silicon and firmware design. I worked in industry leading organization. I am very hands-on. I still enjoy engineering but I feel like I will do even better on business side. I am highly strategic and have strong business acumen. I am looking for smoother (may not be that slick) transition to business side. So I want to collect ideas and advices in terms of what I can pursue in career at this multinational organization. I want to avoid doing MBA immediately. I have some management experience. Please advise.

Answer by Beth H
The best thing is to let your manager know that this is the direction you want your career to take and obtain his/her advise and assistance. Your manager will know where the opportunities are and can introduce you to the probable hiring managers (talk to them BEFORE they have openings to find out what it would be like to work in their departments and what they are looking for). Your manager can also make sure you are enrolled in any in-house classes that might be useful to make you more qualified.

The next most useful thing to do is to enlarge your network of professional contacts, epecially outside your own department. You can do this by volunteering for committees (for example, special events committees or emergency reaction teams). Make sure to take the time to get to know the other committee members and stop by to see them once in awhile. Having contacts outside your own department will help you to expand your knowledge of the organization.

4

I’m a freelance web design and I want to incorporate my business? What type of corporation do I want to be?

I am self-employed with no employees and I work from home. Is an S or C type best for me?

4

i would like to be finance to build and design an alternative moter not using fossil fuels .I like our home!

my idea will help improve our Earth s attomsphere and better air quality and provide electric to many and reduce the numbers of black out .. More so I would be able to produce jobs for thousands and many more … Personal financing or business related investments welcom to inquair to may be i ll sell my Idea to some one ??? I would like to see it work!!!

01

How to start advertising and Graphic design business?

How to start Advertising Agency and Graphic design business? Also what best can a small business do in Multimedia, Animation and Film making? How to bag Real Estate projects such as Civil and Architectural design, 3D renderings and walkthroughs, erc..

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Marketing/business or graphic design degree to persue graphic design?

I’m looking into going into graphic design, and I have been told that if I have a degree in business as well I will be one step ahead of the game. Should I take a marketing course instead of a graphic design course? I want to make sure I’m adding things to my portfolio as i’m doing projects for school.

Is this a good idea? Or should I stick with a graphic design school and take a semester of business courses?

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GraficaGroup Wins Three Advertising, Design & Direct Marketing Awards

GraficaGroup Wins Three Advertising, Design & Direct Marketing Awards
GraficaGroup, a full-service, integrated digital and traditional marketing agency, was honored with a Benjamin Franklin Award for Direct Marketing Excellence from the Philadelphia Direct Marketing Association as well as two Jersey Awards from the New Jersey Ad Club at its 42nd annual Jersey Awards competition.

Read more on PR Newswire via Yahoo! Finance

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I am in IC design industry and want to make a switch to business career. What should I do?

I have 10 years of semiconductor industry experience in silicon and firmware design. I worked in industry leading organization. I am very hands-on. I still enjoy engineering but I feel like I will do even better on business side. I am highly strategic and have strong business acumen. I am looking for smoother (may not be that slick) transition to business side. So I want to collect ideas and advices in terms of what I can pursue in career at this multinational organization. I want to avoid doing MBA immediately. I have some management experience. Please advise.

0

What type of insurance do I need? I have a small home-based design business.?

I have been told that I should carry insurance for this business. I design and occasionally manage projects on site. I would like to know approximately how much I will pay for the insurance.

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Biomimicry Challenge: For IBM, Smart Design Draws Water Conservation Inspiration From Ecosystems

Biomimicry Challenge: For IBM, Smart Design Draws Water Conservation Inspiration From Ecosystems
Our biomimicry challenge What Would You Ask Nature? drew dozens of real-world business problems submitted by companies from all over the world. We assigned three challenges to three firms and paired them each with a biologist. Each team is now reporting their bio-inspired solutions. You’ve probably seen ads for IBM’s SmarterCity initiative , a program that uses the company’s information …

Read more on Fast Company Magazine

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Where can I get some good web banner design ?

Im starting up a web business and will be advertising on google adwords image ads and I need some really good banners designed.

Does anyone know and good banner designers?

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Oasis Design Blends Art and Technology on Web

Oasis Design Blends Art and Technology on Web
Considering that any webpage is really nothing more than the blending of art and technology, it makes perfect sense that someone like Betsy Wallace, who has undergraduate degrees in art, as well as weaving and fiber, and who attended graduate school for metalsmithing, should also be a successful website developer. For 10 years, Wallace has run Oasis Design, a graphic design and website …

Read more on East Aurora Advertiser

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Where can I get a template or design for a business plan?

I am in the process of writing a business plan for a company my family and I started. Where can I get a background or layout to use? We opened a janitorial company called Clean America. We always incorporate a patriotic theme, especially with the American flag, into our logo and marketing material. Is there anywhere I can find a background or layout online to use for our business plan report that will fit our theme?

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Does my mom need to purchase some form of insurance if she plans to start an alteration and design business?

My mom lives in Chicago, Illinois and plans on starting an alteration and fashion design business. I know that insurance is always needed when starting various types of insurances but we are unsure as to whether she needs to select some form of insurance for this type of business, specially since she’s starting it from home. As stated she lives in Chicago, Illinois. I would greatly appreciate any information and/or any tips and advice.

Thanks a million.

2

To start a business or to go to Fashion Design school?

Here’s the deal: I skipped school this year to opt for “rest” but now that I’m totally blank, I want to do something productive and long-term. Now, should I start a small food business and start taking fashion design classes in addition to regular classes?

OR should I go to fashion design now and start a business after graduation?

I like the former, but what do you think?

Any better ideas?

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Does anyone have any tips on how I can start my Cross Stitch Design business fom home?

I’m thinking of starting my own home business soon using my own cross stitch designs, which I can produce quicker than I can cross stitch them. Does anybody have any tips I could use to start it? Or do any of you do this kind of work from home or know someone who has that might be able to give me some good tips?? And what about having/using a website to sell my work on? Any tips on starting it too since I don’t have a website yet but I would like to use one for this. And what about copyrighting my designs for both the website and the booklets that I would be selling my designs in?? Can anybody provide info on that or where I can learn more on it? I’m half deaf so phone use will be a major problem (which is where the website helps) and I can not work full time due to a TBI (Traumatic Brain Injury) I suffered when I was a child, which caused my deafness and hearing loss. Any tips and info would be helpful and muchly appreciated on these. Thanks.

No spam please just honest answers.
I’m American.

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Design Free Digital Business Cards with DooID

Design Free Digital Business Cards with DooID
This post is part of Mashable’s Spark of Genius series, which highlights a unique feature of startups. If you would like to have your startup considered for inclusion, please see the details here . The series is made possible by Microsoft BizSpark. Name: DooID Quick Pitch: DooID combines the basic ideas of business card websites and e-mail signatures to create a useful service for everyone …

Read more on Mashable

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Best Business Cards Design

What Do You Think A Business Card Is For?

The use of business cards, or calling cards as they were more popularly known, is still widely prevalent today, even in this age of electronic communications. Technologies of instant communications such as Bluetooth and infrared connectivity are easier and much handier ways of sending and receiving data and information, including those contained in a business card. Yet people —and particularly businessmen— still carry around small stacks of business cards, giving them away at every chance they get and at the slightest provocation. Don’t ever tell a businessman you’ll call and he will give you his card, faster than you can say “Jack Robinson”, whoever he is, regardless of whether he has given you one earlier.

This only proves business cards still play a vital role in business or even everyday life, because even those not in business, such as students, have calling cards in their names. Why so? A number of reasons have been advanced as to the business card’s functions, and they range from as a source of personal pride to a business tool.

The functions of a business card

As a business advertising tool. A business card will normally contain the owner’s name, form or list of business or service rendered, phone or contact number/s, and some sort of catchphrase or slogan for the business. In this way the holder will immediately see in the card if the card owner is the appropriate solution to his immediate needs. So actually the card acts as a kind of ’sleeper’ or inactive advertising for the owner, accessed when needed.

As a social link. Many people accept other people’s business cards and promptly forget both the card and the person right afterwards. Then the card is remembered when the holder needs to contact the card owner socially, and so the card is dredged up from the dustbin of ‘where-did-I-place-it’ questions. Or, you may not care what the guy sells, but he is so hunky…

As a travelling reference. If you know a friend who requires his boat engine serviced and you bump into someone who does that, you may wish to request his card to pass to your friend, who might later pass it on to another with similar needs. Without the card, neither potential customer will remember the boat engine service provider when the service is required. With it, the card owner may well capture a whole boating association.

As a personal affectation. It is simply classy to give away business cards, even if the owner has no business. It gives the owner a feeling of ’superiority’ -for lack of a more appropriate term-over others. It is also a lot easier to just hand a receptionist, say, your business card instead of explaining who you are.

So, the card

Different people have different uses for a business card and if you think one reason is enough, then you’re wrong. A business card does all of the above, and often, more.

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New Design

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What if I have a website or internet business idea. But know nothing about web design or business.?

I have no webdesign or business skills. I just have a few ideas that I think might work. Where should I turn. I need a detailed response. so please be literal. I need a start to finish nothing left out response. Thankyou.